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29 Ways to Save Money on Auto and Homeowners Insurance

17 PERSONAL AUTO POLICY DISCOUNTS
1. Passive restraint system
2. Anti-lock Brakes
3. Daytime running lights
4. Anti-theft device
5. Defensive driver
6. Age of driver credit
7. Non-smoking credit
8. Credits for increased deductibles on collision or comprehensive
9. Driver training
10. Good student
11. Resident student
12. Multi-car discount
13. Car pool
14. Low mileage discount
15. Accident-free driving record
16. Long-term policyholder
17. Auto-Home combination credit

12 HOMEOWNERS POLICY DISCOUNTS
1. Smoke detector
2. New home credit
3. Home renovations credit
4. Various alarms credits
5. Age of homeowner credit
6. Non-smoking credit
7. Credits for increased policy deductible
8. Home construction
9. Sprinkler system credit
10. Long-term policyholder
11. Claim-free policyholder
12. Auto-Home combination credit